Head-to-head

OpenRouter vs OpenCode Zen

Everything ever released, or a short list somebody actually tested for coding. Both are pay-per-token; the curation is the product.

Updated August 28, 2026 · Independent comparison — OpenRouter, OpenCode Zen are separate products.

O

OpenRouter

One key, hundreds of models, pay-per-token

OpenRouter is a credit-based router in front of hundreds of models from every major lab, open and closed. It does not mark up tokens — you pay the underlying provider's list rate — and takes its cut as a 5.5% fee on credit purchases (5% for USDC, which is never refundable). It adds routing you cannot get from a single lab: :floor for the cheapest provider, :nitro for the fastest, automatic fallback when a provider errors, and BYOK at a 5% surcharge. Free-tier models are capped at 50 requests/day, or 1,000/day once you have bought $10 of credits.

OpenCode Zen logo

OpenCode Zen

OpenCode's pay-as-you-go model gateway

OpenCode Zen is OpenCode's pay-as-you-go gateway: a curated, benchmarked catalogue that spans both frontier models (Claude Fable 5, Opus 5, the GPT-5.6 family, Gemini 3.x, Grok) and open weights (GLM, Kimi, Qwen, DeepSeek, MiniMax). You prepay a balance, it draws down per token, and it auto-reloads $20 when the balance drops below $5 unless you turn that off. There is no monthly fee and no quota window — your only limit is your balance plus any workspace or per-member monthly spend cap you set. All models are US-hosted.

Bottom line

Everything ever released, or a short list somebody actually tested for coding. Both are pay-per-token; the curation is the product. Choose OpenRouter if you want every model, including ones nobody has vetted for coding; choose OpenCode Zen if you want a catalogue curated and benchmarked for coding agents specifically.

Pricing

FeatureOpenRouterOpenCode Zen
Price/moNo monthly fee — credit top-upsNo monthly fee — prepaid balance
Intro promoSmall signup allowance; free models 50/day, 1,000/day after $10 of creditsSeveral models free for a limited time; GPT-5.6 Sol 50% off to 2026-09-18
Billing shapeCredits at provider list rates + 5.5% purchase feeCredits (per-token draw-down)

Models & Context

FeatureOpenRouterOpenCode Zen
Models includedHundreds — every major lab, open and closedClaude Fable 5/Opus 5/Sonnet 5/Haiku 4.5, GPT-5.6 family, Gemini 3.x, Grok 4.x, GLM, Kimi, Qwen, DeepSeek, MiniMax
Catalogue size400+ models40+ models, frontier and open
Context windowPer model; up to the model's own maxPer model; up to the model's own max

Limits & Overage

FeatureOpenRouterOpenCode Zen
Limits (5h / weekly / monthly)Your balance; free-tier models capped per dayYour balance, plus optional workspace/member monthly caps
What happens past the capRequests fail at zero unless auto top-up is onRequests stop at zero; $20 auto-reload below $5 unless disabled
Parallel-agent friendlyYes — no concurrency policy on paid creditsUnrestricted — balance is the only ceiling

Access & Friction

FeatureOpenRouterOpenCode Zen
Host agents & IDEs supportedAny OpenAI-compatible client — Cline, OpenCode, Cursor, Aider, RooOpenCode, plus any OpenAI/Anthropic-compatible agent
Gives you an API keyOpenRouter key; BYOK at 5% (free to $25k/mo at list price)Zen API key; BYOK OpenAI/Anthropic supported
BYOK-able elsewhere
Payment / region frictionVisa/Mastercard, Alipay, USDC; 5.5% card fee (min $0.80), 5% USDC, non-refundableCard; processing fee passed through; all models US-hosted

Verdict at a glance

FeatureOpenRouterOpenCode Zen
Best forOne key across every lab, with routing and fallbackFrontier + open in one key with no quota window

Curation vs coverage

FeatureOpenRouterOpenCode Zen
Catalogue size400+ models40+ models
Vetted for codingNo — you chooseYes — tested and verified by the OpenCode team
Provider routing and fallback
Pairs with a subscriptionYes — OpenCode Go overflow
Hosting disclosedVaries by providerAll models US-hosted

The Verdict

Choose OpenRouter if...

  • You want every model, including ones nobody has vetted for coding
  • Routing matters: cheapest provider, fastest provider, automatic failover
  • You want to pin a specific provider for a specific model
  • You're not exclusively doing coding work
  • You want the biggest ecosystem and the most integration docs

Choose OpenCode Zen if...

  • You want a catalogue curated and benchmarked for coding agents specifically
  • You want the option to spill a Go subscription into the same balance
  • You want free models to test against before spending
  • You want per-workspace and per-member monthly spend caps
  • You want all inference US-hosted with per-model retention documented

Frequently Asked Questions

What is the difference between OpenRouter and OpenCode Zen?

OpenRouter is a credit-based router in front of hundreds of models from every major lab, open and closed. OpenCode Zen is OpenCode's pay-as-you-go gateway: a curated, benchmarked catalogue that spans both frontier models (Claude Fable 5, Opus 5, the GPT-5.6 family, Gemini 3.x, Grok) and open weights (GLM, Kimi, Qwen, DeepSeek, MiniMax).

How much do OpenRouter and OpenCode Zen cost?

OpenRouter: No monthly fee — credit top-ups. OpenCode Zen: No monthly fee — prepaid balance. See the pricing table above for full plan details.

Should I choose OpenRouter or OpenCode Zen?

Choose OpenRouter if you want every model, including ones nobody has vetted for coding. Choose OpenCode Zen if you want a catalogue curated and benchmarked for coding agents specifically.

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